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Credit Card Rates:
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CREDIT CARD RATES
As of: 07.04.2009 at 12:10:16 AM MDT
(Data provided by CANNEX Financial Exchanges Ltd.)

Bank of Nova Scotia 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
L'earn Visa Card for StudentsVCAD yes21$0.0$500.018.59018.590
Momentum VISAVCAD yes21$39.0$500.019.99021.990
Moneyback VISA - No FeeVCAD yes21$0.0$500.019.50021.500
Scene VisaVCAD yes21$0.0$500.019.50019.500
ScotiaGold - No FeeVCAD no21$0.0$5000.019.50021.500
ScotiaGold PassportTM VISAVCAD yes21$110.0$5000.019.50019.500
ScotiaHockey VisaVCAD yes21$49.0$500.019.50021.500
ValueVCAD no21$29.0$500.011.49011.490
Value - No FeeVCAD no21$0.0$500.014.99014.990
BMO Bank of Montreal 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
Mosaik MasterCardMCAD no19$0.0$500.019.50019.500
Mosaik w/1% CashBack + Low RateMCAD yes19$84.0$500.011.90011.900
Mosaik w/1/$15+ Silver Travel ProtectionMCAD yes19$119.0$500.019.50019.500
Mosaik w/Air Miles 1/$20MCAD yes19$35.0$500.019.50019.500
Mosaik w/Air Miles 1/$20 + Low RateMCAD yes19$70.0$500.011.90011.900
Mosaik w/Air Miles 1/15MCAD yes19$90.0$500.019.50019.500
Mosaik w/AM 1/$15+Low RateMCAD yes19$125.0$500.011.90011.900
Mosaik w/AM 1/$20+ Silver MedicalMCAD yes19$84.0$500.019.50019.500
Mosaik w/AM 1/$20+ Silver TravelMCAD yes19$64.0$500.019.50019.500
Mosaik w/AM 1/15 + Gold TravelMCAD yes19$150.0$500.019.50019.500
Mosaik w/AM 1/15 + Total TravelMCAD yes19$189.0$500.019.50019.500
Mosaik w/AM 1/20 + Gold MedicalMCAD yes19$124.0$500.019.50019.500
Mosaik w/CashBack 1%MCAD yes19$49.0$500.019.50019.500
Mosaik w/Gold TravelMCAD no19$60.0$500.019.50019.500
Mosaik w/Gold Travel MedicalMCAD no19$89.0$500.019.50019.500
Mosaik w/Low Rate OptionMCAD no19$35.0$500.011.90011.900
Mosaik w/Silver TravelMCAD no19$29.0$500.019.50019.500
Mosaik w/Silver Travel MedicalMCAD no19$49.0$500.019.50019.500
Mosaik w/Total TravelMCAD no19$99.0$500.019.50019.500
SPC Mosaik Master CardMCAD no19$0.0$500.019.50019.500
SPC Mosaik w/1% CashBack+Low RateMCAD yes19$84.0$500.011.90011.900
SPC Mosaik w/1/$15+ Silver Travel Prot.MCAD yes19$119.0$500.019.50019.500
SPC Mosaik w/1/$20+ Silver Travel Med.MCAD yes19$84.0$500.019.50019.500
SPC Mosaik w/1/$20+ Silver Travel Med.MCAD yes19$64.0$500.019.50019.500
SPC Mosaik w/AM 1/$15+ Low RateMCAD yes19$125.0$500.011.90011.900
SPC Mosaik w/AM 1/$20MCAD yes19$35.0$500.019.50019.500
SPC Mosaik w/AM 1/$20 + Low RateMCAD yes19$70.0$500.011.90011.900
SPC Mosaik w/AM 1/15MCAD yes19$90.0$500.019.50019.500
SPC Mosaik w/AM 1/15 + Total TravelMCAD yes19$189.0$500.019.50019.500
SPC Mosaik w/AM 1/15+Gold TravelMCAD yes19$150.0$500.019.50019.500
SPC Mosaik w/CashBack 1%MCAD yes19$49.0$500.019.50019.500
SPC Mosaik w/Gold TravelMCAD no19$60.0$500.019.50019.500
SPC Mosaik w/Gold Travel MedicalMCAD no19$89.0$500.019.50019.500
SPC Mosaik w/Low Rate OptionMCAD no19$35.0$500.011.90011.900
SPC Mosaik w/Silver TravelMCAD no19$29.0$500.019.50019.500
SPC Mosaik w/Silver Travel MedicalMCAD no19$49.0$500.019.50019.500
SPC Mosaik w/Total TravelMCAD no19$99.0$500.019.50019.500
USD Mosaik MasterCardMUSD no19$0.0$500.019.50019.500
USD Mosaik w/1% CashBack + Low RateMUSD yes19$84.0$500.011.90011.900
USD Mosaik w/1/$20+ Silver TravelMUSD yes19$84.0$500.019.50019.500
USD Mosaik w/15 + Silver Travel Prot.MUSD yes19$119.0$500.019.50019.500
USD Mosaik w/Air Miles 1/$20MUSD yes19$35.0$500.019.50019.500
USD Mosaik w/Air Miles 1/$20 + Low RateMUSD yes19$70.0$500.011.90011.900
USD Mosaik w/Air Miles 1/15MUSD yes19$90.0$500.019.50019.500
USD Mosaik w/AM 1/$15+Low RateMUSD yes19$125.0$500.011.90011.900
USD Mosaik w/AM 1/$20+ Silver TravelMUSD yes19$64.0$500.019.50019.500
USD Mosaik w/AM 1/15 + Gold TravelMUSD yes19$150.0$500.019.50019.500
USD Mosaik w/AM 1/15+ Total TravelMUSD yes19$189.0$500.019.50019.500
USD Mosaik w/AM 1/20 + Gold MedicalMUSD yes19$124.0$500.019.50019.500
USD Mosaik w/CashBack 1%MUSD yes19$49.0$500.019.50019.500
USD Mosaik w/Gold TravelMUSD no19$60.0$500.019.50019.500
USD Mosaik w/Gold Travel MedicalMUSD no19$89.0$500.019.50019.500
USD Mosaik w/Low Rate OptionMUSD no19$35.0$500.011.90011.900
USD Mosaik w/Silver TravelMUSD no19$29.0$500.019.50019.500
USD Mosaik w/Silver Travel MedicalMUSD no19$49.0$500.019.50019.500
USD Mosaik w/Total TravelMUSD no19$99.0$500.019.50019.500
Caisses Desjardins 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
Coast Desjardins ClassicVCAD yes21$0.0$500.019.40019.400
Coast Desjardins Classic Low RateVCAD yes21$25.0$500.011.40011.400
Coast Desjardins Elegance GOLDVCAD yes21$0.0$5000.019.90019.900
Coast Desjardins Elegance GOLD Low RateVCAD yes21$25.0$5000.012.40012.400
Coast Desjardins Modulo GOLDVCAD yes21$50.0$5000.09.9009.900
Coast Desjardins Odyssey GOLDVCAD yes21$99.0$5000.019.40019.400
Coast Desjardins Odyssey GOLD Low RateVCAD yes21$124.0$5000.011.40011.400
Coast Desjardins StudentVCAD no21$0.0$300.019.40019.400
Coast Desjardins Student Low RateVCAD no21$25.0$300.011.40011.400
Desjardins ClassicVCAD no21$0.0$500.019.40019.400
Desjardins Classic BONIDOLLARSVCAD yes21$20.0$500.019.40019.400
Desjardins Classic BONIDOLLARS Low RateVCAD yes21$25.0$500.011.40011.400
Desjardins Classic Low RateVCAD no21$25.0$500.011.40011.400
Desjardins Gold ClassicVCAD no21$0.0$5000.019.40019.400
Desjardins Gold EleganceVCAD yes21$0.0$5000.019.90019.900
Desjardins Gold Elegance Low RateVCAD yes21$25.0$5000.012.40012.400
Desjardins Gold ModuloVCAD yes21$0.0$5000.09.9009.900
Desjardins Gold OdysseeVCAD yes21$90.0$5000.019.40019.400
Desjardins PlatinumVCAD yes21$130.0$5000.09.9009.900
Desjardins Student PlanVCAD no21$0.0$300.018.40018.400
Desjardins Student Plan Low RateVCAD no21$0.0$300.011.40011.400
VISA Desjardins PlatinumVCAD yes21$130.0$5000.09.9009.900
VISA Desjardins StudentVCAD no21$0.0$300.018.40018.400
VISA Desjardins Student Low RateVCAD no21$25.0$300.011.40011.400
Capital One 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
5.99% Gtd 3yr Platinum MC RewardsMCAD yes25$99.0$5000.05.99019.800
9.99% Gtd 3yr Platinum MC RewardsMCAD yes25$99.0$2500.09.99019.800
Curling MasterCardMCAD yes25$0.0$500.019.80019.800
Guaranteed Gas and Groceries RewardsMCAD yes25$79.0$500.019.80019.800
Guaranteed MastercardMCAD no25$59.0$300.019.80019.800
Guaranteed Mastercard Low RateMCAD no25$79.0$300.014.90019.800
Guaranteed Secured Low Rate MastercardMCAD no25$69.0$300.014.90019.800
Guaranteed Secured MasterCardMCAD no25$59.0$500.019.80019.800
New to Canada MasterCardMCAD no25$59.0$500.019.80019.800
Platinum Cash Back MastercardMCAD yes25$0.0$5000.019.80019.800
Platinum Cash Back Plus MCMCAD yes25$59.0$5000.019.80019.800
Reward Miles Platinum MasterCardMCAD yes25$0.0$5000.019.80019.800
CIBC 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
AeroClassicVCAD yes21$29.0$500.019.50019.500
AerogoldVCAD yes21$120.0$5000.019.50019.500
Aerogold for BusinessVCAD yes21$180.0$5000.010.90010.900
Aerogold Visa InfiniteVCAD yes21$120.0$5000.019.50019.500
Aventura GoldVCAD yes21$120.0$5000.019.50019.500
Aventura Visa InfiniteVCAD yes21$120.0$5000.019.50019.500
Bizline (Varies with CIBC Prime)VCAD no21$0.0$5000.04.0004.000
ClassicVCAD no21$0.0$500.018.50018.500
Classic for StudentsVCAD no21$0.0$500.018.50018.500
DividendVCAD yes21$0.0$500.019.50019.500
Dividend PlatinumVCAD yes21$79.0$5000.019.50019.500
GoldVCAD yes21$99.0$5000.019.50019.500
PlatinumVCAD no21$0.0$5000.018.50018.500
Select VisaVCAD no21$29.0$500.011.50011.500
US DollarVUSD no21$35.0$500.018.50019.000
Citibank 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
Club Sobeys MasterCardMCAD yes19$0.0$500.019.90019.900
Driver's Edge Gold MasterCardMCAD yes19$0.0$2500.019.90019.900
Driver's Edge MasterCardMCAD yes19$0.0$500.019.90019.900
Driver's Edge Platinum MasterCardMCAD yes19$0.0$5000.019.90019.900
Enrich MasterCardMCAD yes19$0.0$500.019.90019.900
Gold MasterCardMCAD no19$0.0$2500.019.90019.900
MasterCardMCAD no19$0.0$500.019.90019.900
PETRO-POINTS MasterCardMCAD yes19$0.0$500.019.90019.900
Platinum MasterCardMCAD no19$0.0$5000.019.90019.900
Staples easy Rewards MasterCardMCAD yes19$0.0$750.019.90019.900
Laurentian Bank Canada 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
Black Low RateVCAD no21$29.0$500.012.49012.490
Black VisaVCAD no21$0.0$500.019.99019.990
Gold VisaVCAD yes21$90.0$5000.019.99019.990
Visa Black Reward MeVCAD yes21$1.66$500.019.99019.990
VISA Business CardVCAD no0$10.0$500.019.99019.990
VISA Business PerformanceVCAD yes28$90.0$1000.019.99019.990
National Bank 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
AllureMCAD yes21$30.0$1000.019.50019.500
EscapadeMCAD yes21$20.0$1000.019.50019.500
Escapade - reduced rate optionMCAD yes21$35.0$1000.014.50011.500
Gold EditionMCAD no21$0.0$1000.019.50019.500
Gold Edition - reduced rate optionMCAD no21$15.0$1000.014.90011.500
Husky MohawkMCAD no21$0.0$1000.019.90019.900
Husky Mohawk - reduced rate optionMCAD no21$15.0$1000.014.50011.500
OVATION GoldMCAD yes21$90.0$1000.019.50019.500
OVATION Gold - reduced rate optionMCAD yes21$105.0$1000.014.50011.500
PlatinumMCAD yes21$120.0$1000.019.50019.500
Platinum - reduced rate optionMCAD yes21$135.0$1000.014.50011.500
RegularMCAD no21$0.0$1000.019.50019.500
Regular - reduced rate optionMCAD no21$15.0$1000.014.50011.500
SunocoMCAD no21$0.0$1000.019.90019.900
Sunoco - reduced rate optionMCAD no21$15.0$1000.014.50011.500
UltramarMCAD no21$0.0$1000.019.90019.900
Ultramar - reduced rate optionMCAD no21$15.0$1000.014.50011.500
Royal Bank of Canada 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
Avion PlatinumVCAD yes17$120.0$5000.019.50019.500
British Airways PlatinumVCAD yes17$165.0$5000.020.50020.500
Business Platinum Avion VisaVCAD yes17$120.0$5000.019.50019.500
Business VisaVCAD no21$12.0$1000.019.50019.500
Cathay Pacific Visa PlatinumVCAD yes17$150.0$5000.020.50020.500
ClassicVCAD no21$0.0$1000.019.50019.500
Classic IIVCAD yes21$35.0$1000.019.50019.500
ESSOVCAD yes21$0.0$1000.019.50019.500
GoldVCAD no17$0.0$5000.019.50019.500
Low RateVCAD no21$20.0$1000.011.90011.900
PlatinumVCAD no17$0.0$5000.019.50019.500
RBC Mike Weir Visa CardVCAD yes21$35.0$1000.019.50019.500
RBC Rewards Visa ClassicVCAD yes21$0.0$1000.019.50019.500
RBC Rewards Visa GoldVCAD yes21$0.0$5000.019.50019.500
Starbucks DuettoVCAD yes21$0.0$1000.019.50019.500
Student ClassicVCAD no21$0.0$1000.019.50019.500
Student Classic IIVCAD yes21$15.0$1000.019.50019.500
USD Dollar GoldVUSD yes21$65.0$5000.019.50019.500
TD Canada Trust 
   BrandNameTypeCurrencyRewardsInterest Grace (days)Annual FeeMinimum LimitPurchase RateCash Advance Rate
AAdvantage PlatinumVCAD yes21$120.0$5000.019.75019.750
Business VisaVCAD no21$50.0$1000.019.75019.750
Business Visa Card w/Travel RewardsVCAD yes21$149.0$1000.019.75019.750
Classic TravelVCAD yes21$19.0$500.019.75019.750
Emerald (Varies with TD Prime)VCAD no21$25.0$1000.09.1509.150
First Class Infinite TravelVCAD yes21$120.0$5000.019.75019.750
GM CardVCAD yes21$0.0$500.019.75019.750
Gold EliteVCAD yes21$99.0$5000.019.75019.750
Gold SelectVCAD no21$0.0$5000.019.75019.750
GreenVCAD no21$0.0$500.019.75019.750
Platinum TravelVCAD yes21$99.0$5000.019.75019.750
Rebate RewardsVCAD yes21$0.0$500.019.75019.750
Student GM CardVCAD yes21$0.0$500.019.75019.750
Student GreenVCAD no21$0.0$500.019.75019.750
US DollarVUSD no21$39.0$2000.019.75019.750
Venture LOC (Varies with TD Prime)VCAD no0$0.0$1000.012.25012.250
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