MORTGAGE RATES(%) (Data provided by CANNEX Financial Exchanges Ltd.)

Financial Institution Term 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years AGF Trust 4.650 2.750 2.850 3.250 3.890 3.790 Alterna Bank 4.400 3.350 3.650 3.690 3.940 3.940 Alterna Savings 4.400 3.350 3.650 3.690 3.940 3.940 ATB Financial 4.650 3.400 3.750 4.150 5.040 4.090 Bank Montreal Mtg. Corp. 4.650 3.000 3.750 4.150 4.940 5.250 Bank of Nova Scotia 4.650 4.350 3.950 4.300 4.940 5.250 Bridgewater Bank - 5.990 5.750 3.470 - 3.940 Caisses Desjardins 3.500 3.500 3.750 4.150 4.940 5.250 Canadian Western Bank 4.650 3.600 3.750 4.150 5.040 5.390 Canadian Western Trust 4.650 3.600 3.750 4.150 5.040 5.390 CIBC Mortgages 4.650 3.600 3.750 4.150 5.040 5.390 Citibank 4.650 3.600 3.750 4.150 5.040 5.390 Comtech Credit Union 6.600 2.650 3.990 3.990 3.990 3.720 Concentra Financial 4.650 3.600 3.750 4.150 4.940 5.250 DUCA Financial Services 4.400 2.600 3.250 3.450 3.750 3.850 Effort Trust 3.350 3.350 3.700 4.100 5.000 5.350 Equitable Trust - 3.400 3.750 4.150 4.940 5.250 First Calgary Savings 4.650 3.600 3.750 2.990 3.590 3.990 First National Financial 4.600 2.650 2.950 3.500 3.690 3.890 FirstLine Mortgages 4.750 2.800 3.250 3.750 4.140 4.190 FirstOntario Credit Un. 4.350 2.790 3.590 3.690 3.890 3.840 Home Trust Company - 2.650 - 3.500 - 3.890 HSBC Bank Canada 4.650 4.350 3.950 4.500 5.140 5.490 ICICI Bank Canada - 4.000 4.250 4.500 4.850 5.850 ING Direct - 2.650 3.150 3.490 3.690 3.890 Investors Group Trust 4.650 3.600 3.750 4.150 4.940 5.250 Key Savings + Credit U. 4.650 3.400 3.650 2.990 4.740 3.990 Laurentian Bank Canada 3.850 3.600 3.750 4.150 4.940 5.240 League Svgs & Mortgage 4.650 3.600 3.750 4.150 4.940 5.250 Libro Financial Group 4.450 3.600 3.750 4.250 4.900 4.990 London Life 4.650 3.600 3.750 4.150 4.940 5.250 Macquarie Financial Ltd. - 2.790 - 3.590 - 4.190 Manulife Bank 4.400 3.250 3.600 3.750 4.000 4.090 Meridian Credit Union 4.650 3.600 3.750 4.250 3.690 3.740 National Bank 3.600 3.600 3.750 4.150 4.940 5.250 Ontario Civil Service CU 6.100 2.500 3.000 3.150 3.940 4.250 PACE Savings & Credit Un 4.650 3.600 3.750 4.150 5.040 5.390 Parama Credit Union - 3.100 3.350 3.800 4.050 4.600 Peace Hills Trust 6.000 4.350 4.250 4.250 5.040 5.390 President's Choice Fin'l 6.840 2.900 3.000 3.500 3.890 3.940 Promutuel Capital 3.750 3.800 4.050 4.600 4.850 4.990 ResMor Trust - 3.090 - 3.690 - 4.040 Royal Bank of Canada 4.650 3.400 3.750 4.150 4.940 5.250 Servus Credit Union 4.650 3.600 3.750 4.150 4.940 5.250 So-Use Credit Union 6.300 2.750 3.850 3.650 4.150 4.350 Steinbach Credit Union - 3.100 3.400 3.600 3.800 4.100 T-D Mortgage 4.600 3.650 3.950 4.300 4.940 5.250 Ukrainian Credit Union 4.750 2.450 3.750 3.600 3.850 3.950 Virtual One Credit Union - 3.500 4.000 4.500 5.000 3.740 Windsor Family C.U. 4.650 3.650 3.950 4.150 4.850 5.350 Your Credit Union - 3.600 3.950 4.500 5.190 4.100 Your Neighbourhood C.U. - 2.800 3.350 4.050 4.550 4.650