MORTGAGE RATES(%) (Data provided by CANNEX Financial Exchanges Ltd.)

Financial Institution Term 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years AGF Trust 4.650 4.550 3.950 4.450 3.990 4.140 Alterna Bank 4.700 3.550 3.850 3.990 4.440 4.440 Alterna Savings 4.400 3.550 3.850 3.990 4.440 4.440 ATB Financial 4.650 3.750 3.950 4.450 5.290 4.540 Bank Montreal Mtg. Corp. 4.650 3.700 3.950 4.450 5.290 5.780 Bank of Nova Scotia 4.650 4.550 4.350 4.750 5.300 5.840 Bridgewater Bank - 5.990 5.750 3.640 - 4.370 Caisses Desjardins 3.650 3.650 3.950 4.650 5.300 5.850 Canadian Western Bank 4.650 3.800 3.950 4.450 5.290 5.780 Canadian Western Trust 4.650 3.800 3.950 4.450 5.290 5.780 CIBC Mortgages 4.650 3.800 3.950 4.450 5.290 5.840 Citibank 4.650 3.800 3.950 4.450 5.290 5.780 Comtech Credit Union 6.600 2.990 3.990 3.990 3.990 4.150 Concentra Financial 4.650 4.550 4.500 4.450 5.290 5.840 DUCA Financial Services 4.400 2.990 3.500 3.600 3.900 3.990 Effort Trust 3.900 3.900 4.000 4.500 5.200 5.750 Equitable Trust - 3.800 3.950 4.450 5.290 5.740 First Calgary Savings 4.650 3.290 3.950 3.390 4.290 5.750 First National Financial 4.600 2.750 3.200 3.590 4.090 4.340 FirstLine Mortgages 7.900 2.950 3.600 3.890 4.390 4.640 FirstOntario Credit Un. 4.350 3.090 3.790 4.040 4.090 4.440 Home Trust Company - 2.750 - 3.590 - 4.240 HSBC Bank Canada 5.200 4.500 5.000 5.150 5.440 5.840 ICICI Bank Canada - 4.000 4.250 4.500 4.850 5.850 ING Direct - 2.950 3.490 3.590 4.090 4.190 Investors Group Trust 4.750 3.800 3.950 4.450 5.290 5.780 Key Savings + Credit U. 4.650 3.490 3.950 3.990 4.990 5.250 Laurentian Bank Canada 3.850 3.750 3.950 4.450 5.300 5.850 League Svgs & Mortgage 4.650 3.800 3.950 4.450 5.290 5.840 Libro Financial Group 4.650 3.800 3.950 4.450 5.000 5.250 London Life 4.750 3.800 3.950 4.450 5.290 5.780 Macquarie Financial Ltd. - 2.740 - 3.590 - 4.390 Manulife Bank 4.600 3.600 3.800 3.900 4.150 4.340 Meridian Credit Union 4.650 3.700 3.950 4.450 3.990 4.290 National Bank 3.750 3.750 3.950 4.450 5.290 5.840 Ontario Civil Service CU 6.100 2.990 4.400 3.550 4.690 4.840 PACE Savings & Credit Un 4.650 4.550 4.500 4.450 5.290 5.840 Parama Credit Union - 3.250 3.600 4.150 4.500 4.950 Peace Hills Trust 6.000 5.000 4.500 4.650 5.250 5.850 President's Choice Fin'l 6.840 2.900 3.400 3.640 4.140 4.390 Promutuel Capital 3.750 3.900 4.250 4.700 5.100 5.090 ResMor Trust - 2.990 - 3.790 - 4.340 Royal Bank of Canada 4.650 3.800 3.950 4.450 5.290 5.740 Servus Credit Union 4.650 3.750 3.950 4.450 5.290 5.840 So-Use Credit Union 6.300 3.000 4.000 4.250 4.250 4.550 Steinbach Credit Union - 3.100 3.400 3.700 4.050 4.350 T-D Mortgage 4.600 3.750 4.050 4.600 5.290 5.780 Ukrainian Credit Union 4.750 2.650 3.850 3.680 3.990 4.190 Virtual One Credit Union - 3.500 4.000 4.500 5.000 4.110 Windsor Family C.U. 4.750 3.900 4.500 4.650 4.850 5.450 Your Credit Union - 3.950 3.750 4.550 5.250 5.850 Your Neighbourhood C.U. - 3.500 3.900 4.400 4.850 5.100