MORTGAGE RATES(%) (Data provided by CANNEX Financial Exchanges Ltd.)

Financial Institution Term 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years AGF Trust 4.990 4.900 4.500 4.650 5.240 5.850 Alterna Bank 4.500 3.650 3.950 4.190 4.190 4.540 Alterna Savings 4.500 3.650 3.950 4.190 4.190 4.540 ATB Financial 4.600 3.750 4.050 4.550 5.150 4.550 Bank Montreal Mtg. Corp. 4.750 3.900 4.050 4.550 5.240 5.850 Bank of Nova Scotia 4.750 4.750 4.500 4.650 5.150 5.850 Bridgewater Bank - 5.990 5.750 4.090 - 4.490 Caisses Desjardins 3.750 3.750 4.050 4.650 5.150 5.850 Canadian Tire Bank - 4.500 4.250 4.250 4.250 4.590 Canadian Western Bank 4.750 3.900 4.050 4.550 5.240 5.850 Canadian Western Trust 4.750 3.900 4.050 4.550 5.240 5.850 CIBC Mortgages 4.600 3.750 4.050 4.550 5.240 5.850 Citibank 4.750 3.900 4.050 4.650 5.240 5.850 Comtech Credit Union 6.600 3.390 3.990 3.990 3.990 4.490 Concentra Financial 4.750 4.750 4.500 4.650 5.240 5.850 DUCA Financial Services 4.400 2.990 3.500 4.000 4.250 4.350 Effort Trust 3.900 3.900 4.000 4.500 5.200 5.500 Equitable Trust - 3.900 4.050 4.650 5.240 5.850 First Calgary Savings 4.750 3.490 4.050 3.990 5.240 3.990 First National Financial 4.600 2.750 3.050 3.650 4.090 4.490 FirstLine Mortgages 7.900 3.050 3.350 4.140 4.490 4.790 FirstOntario Credit Un. 4.490 3.090 3.790 4.390 4.290 4.590 Home Trust Company - 2.990 - 3.790 - 4.390 HSBC Bank Canada 5.200 4.500 5.000 5.150 5.440 5.790 ICICI Bank Canada - 4.000 4.250 4.500 4.850 5.850 ING Direct - 3.390 3.590 3.650 4.090 4.490 Investors Group Trust 4.750 3.900 4.050 4.550 5.240 5.850 Key Savings + Credit U. 4.750 3.490 4.050 3.990 4.990 4.990 Lambton Financial C.U. - 3.750 3.900 3.950 4.200 4.650 Laurentian Bank Canada 3.950 3.750 4.050 4.650 5.150 5.850 League Svgs & Mortgage 4.750 3.900 4.050 4.550 5.240 5.850 Libro Financial Group 4.750 3.900 4.050 4.550 4.950 5.200 London Life 4.750 3.900 4.050 4.550 5.240 5.850 Macquarie Financial Ltd. - 3.590 - 3.740 - 4.490 Manulife Bank 4.750 3.750 4.000 4.150 4.200 4.250 Meridian Credit Union 4.750 2.250 4.050 4.550 4.090 4.550 National Bank 3.750 3.750 4.050 4.650 5.150 5.850 Ontario Civil Service CU 6.000 4.150 4.400 4.150 4.690 4.550 PACE Savings & Credit Un 4.750 4.750 4.500 4.650 5.240 5.850 Parama Credit Union - 3.500 3.750 4.000 4.500 4.850 Peace Hills Trust 6.000 5.000 4.500 4.650 5.250 5.850 President's Choice Fin'l 6.840 2.900 3.100 3.890 4.240 4.540 Promutuel Capital 4.000 4.000 4.400 4.550 4.750 4.690 ResMor Trust - 3.590 - 3.840 - 4.490 Royal Bank of Canada 4.750 3.900 4.050 4.550 5.240 5.850 Servus Credit Union 4.750 3.900 4.050 4.550 5.240 5.850 So-Use Credit Union 6.300 3.000 4.000 4.250 4.250 4.550 Steinbach Credit Union - 3.000 3.300 3.900 4.100 4.500 T-D Mortgage 4.600 3.750 4.050 4.650 5.140 5.850 Ukrainian Credit Union 4.750 2.850 3.450 3.680 4.420 4.550 Virtual One Credit Union - 3.500 4.000 4.500 5.000 5.250 Windsor Family C.U. 4.750 3.900 4.500 4.650 4.850 5.450 Your Credit Union - 3.950 3.850 4.550 5.250 4.450 Your Neighbourhood C.U. - 3.600 4.300 4.500 4.800 5.050