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 short term deposit & GIC rates:
  •  click here for long term rates
  •  click here for more short term rates
SHORT TERM DEPOSIT RATES(%)
As of: 11.21.2008 at 10:10:02 AM MST
(Data provided by CANNEX Financial Exchanges Ltd.)

Short Term - Term Deposit/GIC survey for periods of 30 to 270 days. The rateslisted below only shows products that have interest that is not compounded and paidat maturity for minimum deposit amounts listed.

Navigation: To view highest rates, click
Term in Days
Company RedeemableMinimum Deposit120 180 270
 ResMor TrustN25000.0 2.9003.5003.500
 Home Trust CompanyN5000.0 3.1503.4003.400
 ICICI Bank CanadaN1000.0 -3.4003.400
 ResMor TrustN5000.0 2.8003.4003.400
 Coast Capital SavingsN1000.0 3.2003.2503.350
 General Bank of CanadaN25000.0 -3.2503.250
 Manulife BankN25000.0 3.0003.2503.500
 Manulife BankN50000.0 3.0003.2503.500
 Manulife BankN100000.0 3.0003.2503.500
 Equitable TrustN5000.0 3.0103.0103.010
 MCAN Mortgage Corp.N100000.0 3.0003.0002.700
 MCAN Mortgage Corp.N25000.0 2.9002.9002.600
 MCAN Mortgage Corp.N10000.0 2.8002.8002.500
 ING DirectN1.0 -2.7502.850
 Your Neighbourhood C.U.N120000.0 2.7002.7002.800
 M.R.S. TrustN10000.0 2.5502.6502.750
 Your Neighbourhood C.U.N60000.0 2.6002.6002.700
 Dundee Bank of CanadaN5000.0 -2.5002.500
 Lambton Financial C.U.N5000.0 2.5002.5002.500
 Your Neighbourhood C.U.N20000.0 2.5002.5002.600
 Your Neighbourhood C.U.N2500.0 2.4002.4002.500
 DUCA Financial ServicesR500.0 2.3002.3502.400
 Pacific & Western BankN5000.0 2.1002.1502.200
 B2B TrustN5000.0 2.1002.1002.100
 B2B TrustN25000.0 2.1002.1002.100
 Libro Financial GroupN5000.0 2.1002.1002.100
 Desjardins Fin. SecurityR500.0 -2.050-
 Standard LifeR500000.0 -2.0502.200
 Comtech Credit UnionR2500.0 2.0002.0002.000
 Standard LifeR250000.0 -2.0002.150
 Bank WestN5000.0 1.4001.9001.900
 Bank WestN20000.0 1.4001.9001.900
 Standard LifeR100000.0 -1.9002.050
 Canadian Western BankN5000.0 1.8001.8501.850
 Parama Credit UnionR500.0 1.8001.8501.900
 SLF TrustR10000.0 1.8001.8501.900
 Meridian Credit UnionR5000.0 1.7501.8001.850
 National BankN300000.0 1.8001.8001.800
 Peoples TrustN25000.0 1.8001.8001.800
 Standard LifeR50000.0 -1.8001.950
 Bank Montreal Mtg. Corp.N250000.0 1.7501.7501.750
 Bank Montreal Mtg. Corp.N500000.0 1.7501.7501.750
 CIBCN250000.0 1.7501.7501.750
 Community TrustR50000.0 1.7501.7501.750
 Comtech Credit UnionR1000.0 1.7501.7501.750
 Effort TrustN5000.0 1.7501.7501.750
 Bank of Nova ScotiaR1000.0 1.6501.7001.800
 Bank of Nova ScotiaR5000.0 1.6501.7001.800
 Bank of Nova ScotiaR100000.0 1.6501.7001.800
 Meridian Credit UnionN5000.0 1.6501.7001.700
 Peoples TrustN5000.0 1.7001.7001.700
 Standard LifeR25000.0 -1.7001.850
 National BankN100000.0 1.6751.6751.675
 National BankN200000.0 1.6751.6751.675
 Bank Montreal Mtg. Corp.N100000.0 1.6501.6501.650
 HSBC Bank CanadaN100000.0 1.6501.6501.650
 Promutuel CapitalN5000.0 1.6501.6501.650
 So-Use Credit UnionR5000.0 1.5001.6501.800
 Windsor Family C.U.N500.0 1.6501.6501.650
 Community TrustR25000.0 1.6251.6251.625
 CIBCN100000.0 1.6001.6001.600
 Royal Bank of CanadaN100000.0 1.6001.6001.600
 Royal Bank of CanadaN250000.0 1.6001.6001.600
 Royal Bank of CanadaN1000000.0 1.6001.6001.600
 Servus Credit UnionN5000.0 1.6001.6001.600
 First Calgary SavingsN5000.0 1.5501.5551.550
 Alterna BankN5000.0 1.5501.5501.550
 Alterna SavingsN5000.0 1.5501.5501.550
 ATB FinancialN1000.0 1.5501.5501.550
 Bank Montreal Mtg. Corp.N5000.0 1.5501.5501.550
 Bank Montreal Mtg. Corp.N25000.0 1.5501.5501.550
 Bank of Nova ScotiaN5000.0 1.5501.5501.550
 Bank of Nova ScotiaN25000.0 1.5501.5501.550
 Bank of Nova ScotiaN100000.0 1.5501.5501.550
 Bank of Nova ScotiaN250000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpN5000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpN25000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpN100000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpN250000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpR1000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpR5000.0 1.5501.5501.550
 Bk Nova Scotia Mtg. CorpR100000.0 1.5501.5501.550
 BMO Bank of MontrealR250000.0 1.5501.5501.550
 BMO Bank of MontrealR500000.0 1.5501.5501.550
 Caisses DesjardinsN5000.0 1.5501.5501.550
 Fiducie DesjardinsN5000.0 1.5501.5501.550
 FirstOntario Credit Un.N5000.0 1.5501.5501.550
 Key Savings + Credit U.N1000.0 1.5501.5501.550
 Laurentian Bank CanadaN5000.0 1.5501.5501.550
 Laurentienne TrustN3000.0 1.5501.5501.550
 National BankN5000.0 1.5501.5501.550
 National BankR300000.0 1.5501.5501.550
 PACE Savings & Credit UnN5000.0 1.5501.5501.550
 Standard LifeR5000.0 -1.5501.700
 T-D MortgageN5000.0 1.5501.5501.550
 CIBCN1000.0 1.5001.5001.500
 CIBCN5000.0 1.5001.5001.500
 CIBCN25000.0 1.5001.5001.500
 CIBCR250000.0 1.5001.5001.500
 CitibankN1000.0 1.5001.5001.500
 Community TrustR5000.0 1.5001.5001.500
 Concentra FinancialN10000.0 1.5001.5001.500
 HSBC Bank CanadaN5000.0 1.5501.5001.550
 Royal Bank of CanadaN5000.0 1.5001.5001.500
 Your Credit UnionN1000.0 1.4001.4501.500
 National BankR100000.0 1.4251.4251.425
 National BankR200000.0 1.4251.4251.425
 ATB FinancialR100000.0 1.4001.4001.400
 BMO Bank of MontrealR100000.0 1.4001.4001.400
 CIBCR100000.0 1.3501.3501.350
 Royal Bank of CanadaR100000.0 1.3501.3501.350
 Royal Bank of CanadaR250000.0 1.3501.3501.350
 Royal Bank of CanadaR1000000.0 1.3501.3501.350
 ATB FinancialR1000.0 1.3001.3001.300
 BMO Bank of MontrealR5000.0 1.3001.3001.300
 HSBC Bank CanadaR5000.0 1.3001.3001.300
 Laurentian Bank CanadaR3000.0 1.3001.300-
 National BankR5000.0 1.3001.3001.300
 TD Canada TrustR5000.0 1.3001.3001.300
 CIBCR1000.0 1.2501.2501.250
 CIBCR5000.0 1.2501.2501.250
 CitibankC5000.0 1.2501.2501.250
 Peace Hills TrustN1000.0 1.0001.2501.250
 Royal Bank of CanadaR5000.0 1.2501.2501.250
 Canada LifeR5000.0 .8501.0501.050
 AGF TrustR10000.0 1.0001.0001.000
 Virtual One Credit UnionN1000.0 1.0001.0001.000
 Canadian Western TrustR5000.0 .250.250.250
 London LifeR1000.0 --1.415
 London LifeR50000.0 --1.665
 Ontario Civil Service CUN20000.0 ---
 Ontario Civil Service CUN40000.0 ---
 Ontario Civil Service CUN60000.0 ---
 Ontario Civil Service CU</