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 short term deposit & GIC rates:
  •  click here for long term rates
  •  click here for more short term rates
SHORT TERM DEPOSIT RATES(%)
As of: 11.21.2008 at 10:10:03 AM MST
(Data provided by CANNEX Financial Exchanges Ltd.)

Short Term - Term Deposit/GIC survey for periods of 30 to 270 days. The rateslisted below only shows products that have interest that is not compounded and paidat maturity for minimum deposit amounts listed.

Navigation: To view highest rates, click
Term in Days
Company RedeemableMinimum Deposit120 180 270
 Manulife BankN25000.0 3.0003.2503.500 
 Manulife BankN50000.0 3.0003.2503.500 
 Manulife BankN100000.0 3.0003.2503.500 
 ResMor TrustN25000.0 2.9003.5003.500 
 Home Trust CompanyN5000.0 3.1503.4003.400 
 ICICI Bank CanadaN1000.0 -3.4003.400 
 ResMor TrustN5000.0 2.8003.4003.400 
 Coast Capital SavingsN1000.0 3.2003.2503.350 
 General Bank of CanadaN25000.0 -3.2503.250 
 Equitable TrustN5000.0 3.0103.0103.010 
 ING DirectN1.0 -2.7502.850 
 Your Neighbourhood C.U.N120000.0 2.7002.7002.800 
 M.R.S. TrustN10000.0 2.5502.6502.750 
 MCAN Mortgage Corp.N100000.0 3.0003.0002.700 
 Your Neighbourhood C.U.N60000.0 2.6002.6002.700 
 MCAN Mortgage Corp.N25000.0 2.9002.9002.600 
 Your Neighbourhood C.U.N20000.0 2.5002.5002.600 
 Dundee Bank of CanadaN5000.0 -2.5002.500 
 Lambton Financial C.U.N5000.0 2.5002.5002.500 
 MCAN Mortgage Corp.N10000.0 2.8002.8002.500 
 Your Neighbourhood C.U.N2500.0 2.4002.4002.500 
 DUCA Financial ServicesR500.0 2.3002.3502.400 
 Pacific & Western BankN5000.0 2.1002.1502.200 
 Standard LifeR500000.0 -2.0502.200 
 Standard LifeR250000.0 -2.0002.150 
 B2B TrustN5000.0 2.1002.1002.100 
 B2B TrustN25000.0 2.1002.1002.100 
 Libro Financial GroupN5000.0 2.1002.1002.100 
 Standard LifeR100000.0 -1.9002.050 
 Comtech Credit UnionR2500.0 2.0002.0002.000 
 Standard LifeR50000.0 -1.8001.950 
 Bank WestN5000.0 1.4001.9001.900 
 Bank WestN20000.0 1.4001.9001.900 
 Parama Credit UnionR500.0 1.8001.8501.900 
 SLF TrustR10000.0 1.8001.8501.900 
 Canadian Western BankN5000.0 1.8001.8501.850 
 Meridian Credit UnionR5000.0 1.7501.8001.850 
 Standard LifeR25000.0 -1.7001.850 
 Bank of Nova ScotiaR1000.0 1.6501.7001.800 
 Bank of Nova ScotiaR5000.0 1.6501.7001.800 
 Bank of Nova ScotiaR100000.0 1.6501.7001.800 
 National BankN300000.0 1.8001.8001.800 
 Peoples TrustN25000.0 1.8001.8001.800 
 So-Use Credit UnionR5000.0 1.5001.6501.800 
 Bank Montreal Mtg. Corp.N250000.0 1.7501.7501.750 
 Bank Montreal Mtg. Corp.N500000.0 1.7501.7501.750 
 CIBCN250000.0 1.7501.7501.750 
 Community TrustR50000.0 1.7501.7501.750 
 Comtech Credit UnionR1000.0 1.7501.7501.750 
 Effort TrustN5000.0 1.7501.7501.750 
 Meridian Credit UnionN5000.0 1.6501.7001.700 
 Peoples TrustN5000.0 1.7001.7001.700 
 Standard LifeR5000.0 -1.5501.700 
 National BankN100000.0 1.6751.6751.675 
 National BankN200000.0 1.6751.6751.675 
 London LifeR50000.0 --1.665 
 Bank Montreal Mtg. Corp.N100000.0 1.6501.6501.650 
 HSBC Bank CanadaN100000.0 1.6501.6501.650 
 Promutuel CapitalN5000.0 1.6501.6501.650 
 Windsor Family C.U.N500.0 1.6501.6501.650 
 Community TrustR25000.0 1.6251.6251.625 
 CIBCN100000.0 1.6001.6001.600 
 Royal Bank of CanadaN100000.0 1.6001.6001.600 
 Royal Bank of CanadaN250000.0 1.6001.6001.600 
 Royal Bank of CanadaN1000000.0 1.6001.6001.600 
 Servus Credit UnionN5000.0 1.6001.6001.600 
 Alterna BankN5000.0 1.5501.5501.550 
 Alterna SavingsN5000.0 1.5501.5501.550 
 ATB FinancialN1000.0 1.5501.5501.550 
 Bank Montreal Mtg. Corp.N5000.0 1.5501.5501.550 
 Bank Montreal Mtg. Corp.N25000.0 1.5501.5501.550 
 Bank of Nova ScotiaN5000.0 1.5501.5501.550 
 Bank of Nova ScotiaN25000.0 1.5501.5501.550 
 Bank of Nova ScotiaN100000.0 1.5501.5501.550 
 Bank of Nova ScotiaN250000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpN5000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpN25000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpN100000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpN250000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpR1000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpR5000.0 1.5501.5501.550 
 Bk Nova Scotia Mtg. CorpR100000.0 1.5501.5501.550 
 BMO Bank of MontrealR250000.0 1.5501.5501.550 
 BMO Bank of MontrealR500000.0 1.5501.5501.550 
 Caisses DesjardinsN5000.0 1.5501.5501.550 
 Fiducie DesjardinsN5000.0 1.5501.5501.550 
 First Calgary SavingsN5000.0 1.5501.5551.550 
 FirstOntario Credit Un.N5000.0 1.5501.5501.550 
 HSBC Bank CanadaN5000.0 1.5501.5001.550 
 Key Savings + Credit U.N1000.0 1.5501.5501.550 
 Laurentian Bank CanadaN5000.0 1.5501.5501.550 
 Laurentienne TrustN3000.0 1.5501.5501.550 
 National BankN5000.0 1.5501.5501.550 
 National BankR300000.0 1.5501.5501.550 
 PACE Savings & Credit UnN5000.0 1.5501.5501.550 
 T-D MortgageN5000.0 1.5501.5501.550 
 CIBCN1000.0 1.5001.5001.500 
 CIBCN5000.0 1.5001.5001.500 
 CIBCN25000.0 1.5001.5001.500 
 CIBCR250000.0 1.5001.5001.500 
 CitibankN1000.0 1.5001.5001.500 
 Community TrustR5000.0 1.5001.5001.500 
 Concentra FinancialN10000.0 1.5001.5001.500 
 Royal Bank of CanadaN5000.0 1.5001.5001.500 
 Your Credit UnionN1000.0 1.4001.4501.500 
 National BankR100000.0 1.4251.4251.425 
 National BankR200000.0 1.4251.4251.425 
 London LifeR1000.0 --1.415 
 ATB FinancialR100000.0 1.4001.4001.400 
 BMO Bank of MontrealR100000.0 1.4001.4001.400 
 CIBCR100000.0 1.3501.3501.350 
 Royal Bank of CanadaR100000.0 1.3501.3501.350 
 Royal Bank of CanadaR250000.0 1.3501.3501.350 
 Royal Bank of CanadaR1000000.0 1.3501.3501.350 
 ATB FinancialR1000.0 1.3001.3001.300 
 BMO Bank of MontrealR5000.0 1.3001.3001.300 
 HSBC Bank CanadaR5000.0 1.3001.3001.300 
 National BankR5000.0 1.3001.3001.300 
 TD Canada TrustR5000.0 1.3001.3001.300 
 CIBCR1000.0 1.2501.2501.250 
 CIBCR5000.0 1.2501.2501.250 
 CitibankC5000.0 1.2501.2501.250 
 Peace Hills TrustN1000.0 1.0001.2501.250 
 Royal Bank of CanadaR5000.0 1.2501.2501.250 
 Canada LifeR5000.0 .8501.0501.050 
 AGF TrustR10000.0 1.0001.0001.000 
 Virtual One Credit UnionN1000.0 1.0001.0001.000 
 Canadian Western TrustR5000.0 .250.250.250 
 Desjardins Fin. SecurityR500.0 -2.050- 
 Laurentian Bank CanadaR3000.0 1.3001.300- 
 Ontario Civil Service CUN20000.0 --- 
 Ontario Civil Service CUN40000.0 --- 
 Ontario Civi